No Deposit Car Lease Options and Considerations for Monthly Payments Near $190 in the United States for 2025

Selected No Deposit Lease Options with Monthly Payments Near $190 in 2025

2024 Dodge Hornet R/T eAWD PHEV — Starting at $179/Month Nationally Through July 31, 2025

• Vehicle Type: Compact Plug-In Hybrid Crossover
• Advertised Lease Payment: Starting around $179/month
• Upfront Costs: Reduced due-at-signing fees, no deposit required (with package 28E equipped)
• Estimated Effective Monthly Cost: Approximately $332 when including fees and taxes
• Availability: Nationwide in the United States until July 31, 2025

The Dodge Hornet PHEV offers one of the less costly no deposit lease deals nationally near $190 per month. It is a plug-in hybrid with all-wheel drive, which combines efficiency with versatility. Qualifying for the advertised rate requires specific trim and package selections. Prospective lessees should review all terms to understand the total lease costs.

2025 Nissan ARIYA ENGAGE FWD — Advertised at $179/Month (California Only) Until August 4, 2025

• Vehicle Type: All-Electric SUV
• Advertised Lease Payment: $179/month
• Upfront Costs: Minimal or no deposit indicated; estimated effective cost about $318/month including fees
• Availability: Limited to California, valid through August 4, 2025

This Nissan ARIYA Engage FWD trim lease is among the lower advertised monthly lease payments for an electric SUV in California during 2025. While the base payment is $179, additional fees and due-at-signing amounts generally increase the effective monthly cost. Individuals interested in this option should verify all components of the due-at-signing charges.

2025 Kia Niro Wind EV — Approximate Monthly Payments Under $200 Nationally (Excluding ~22 States) Through August 2025

• Vehicle Type: Battery Electric Vehicle (BEV)
• Advertised Lease Payment: Under $200/month in many states
• Exclusions: Not offered in approximately 22 states including California, Florida, New York, Texas
• Estimated Effective Monthly Cost: Near $316 in some states after fees
• Incentives: Applicable lease cash incentives help reduce cost

The Kia Niro Wind EV is an electric crossover available for lease with monthly payments near or under $200 in many U.S. states. The vehicle’s MSRP is around $41,000, and lease promotions help reduce payments—however, pricing and availability can vary regionally. Consumers should check with dealers in their locality for the most accurate offers.

2024 Fiat 500e INSPI(RED) Edition — Approximately $199/Month Regionally Through July 31, 2025

• Vehicle Type: Subcompact Electric Hatchback
• Advertised Lease Payment: Roughly $199/month
• Estimated Effective Monthly Cost: Approximately $324 including fees
• Availability: Primarily California and similar markets

The Fiat 500e INSPI(RED) Edition presents a no deposit lease option near $200 per month in select regions. This model may suit urban drivers or those seeking a small electric vehicle lease. Lease terms and fees should be reviewed carefully.

About Gas-Powered Cars, SUVs, and Trucks Relative to $190 Monthly Lease Payments

• Gas-Powered SUVs: Currently, no gas-powered SUVs offer leases under $190 per month without significant upfront fees. EVs and PHEVs dominate the no deposit market at or near this price point in 2025.
• Gas-Powered Sedans: The 2025 Hyundai Elantra SE is leased for around $209/month in California, slightly higher than $190, but among the more affordable gas sedan lease options with relatively low upfront costs; effective monthly payments approximate $306 including fees.
• Truck Leases: No trucks have leases at or near $190 per month without large due-at-signing costs. For example, the 2025 Toyota Tacoma lease near $309/month includes significant upfront fees, increasing effective monthly costs beyond $400.

Important Considerations for Leasing Near $190 Monthly Without Deposit

Differentiating Advertised and Effective Monthly Payments

Lease deals often advertise monthly payments near $190 with no deposit, however, total monthly cost usually increases when considering:

• Due-at-signing fees (taxes, registration, first month’s payment)
• Dealer charges
• Required trim packages or options

Effective costs for many advertised offers can range from approximately $300 to $370 per month. Confirming total upfront and ongoing payments with dealers is essential to fully understand financial obligations.

Regional Availability and Restrictions

Lease promotions with low or no deposit payments near $190 monthly vary by region. For instance:

• Nissan ARIYA leases are generally limited to California.
• Kia Niro Wind EV exclusions apply in over 20 states.
• The Fiat 500e offers are mostly concentrated in California and similar markets.

Availability and dealer incentives fluctuate by location; verifying deals locally is recommended.

Lease Terms and Mileage Limits

Typical lease agreements at these price points include:

• Lease durations approximately 36 months
• Mileage allowances generally 10,000 to 12,000 miles per year
• Potential fees for excess mileage or vehicle condition at lease end

Review lease contracts carefully to prevent unexpected expenses.

How to Approach Leasing with Monthly Payments Near $190 and No Deposit

1. Identify Suitable EV and PHEV Models: Models such as Dodge Hornet eAWD PHEV, Nissan ARIYA, Kia Niro EV, and Fiat 500e may have relevant lease deals.
2. Confirm Regional Deal Availability: Check if the lease offer applies in your state or area.
3. Understand Model and Package Requirements: Some deals require specific trims or option packages.
4. Request Detailed Lease Quotes: Contact dealerships directly for full pricing, including all fees and due-at-signing amounts.
5. Calculate Effective Monthly Payment: Consider upfront fees amortized over the term to find the true monthly cost.
6. Verify Credit Qualifications: Even with zero-down options, credit scores influence lease approvals and final terms.

Summary

Leases with no deposit and monthly payments near $190 in the United States for 2025 are primarily available on electrified vehicles, especially EVs and PHEVs. Among these, the 2024 Dodge Hornet eAWD PHEV nationally and the 2025 Nissan ARIYA EV regionally in California demonstrate some of the lower advertised base payments. The 2025 Kia Niro EV and Fiat 500e offer lease options near this monthly threshold in many but not all states.

Traditional gasoline vehicles and trucks generally do not currently have no deposit leases near $190 per month, with their offers typically higher and associated with significant upfront costs. Lease shoppers should closely examine effective monthly costs including fees, verify geographic availability, and read lease terms carefully to ensure a full understanding of total financial commitments.

By focusing on electrified vehicle lease offers and confirming total costs and terms, consumers can find and evaluate no deposit leases with monthly payments near $190 across the United States in 2025.

Sources

• CarsDirect - Best $199 Lease Deals
• CarEdge - Every Zero-Down Lease Deal July 2025

Disclaimer: All content, including text, graphics, images and information, contained on or available through this web site is for general information purposes only. The information and materials contained in these pages and the terms, conditions and descriptions that appear, are subject to change without notice.